Insurance for Clothing Manufacturers
Whether you manufacture a complete product, supply a component part to a third party or assemble, you are faced with many risks, not only at your premises but from many outside forces, circumstances frequently out of your control.
Your business insurance
Covered by experience, not by a call centre!
Irrespective of the size of your business, comprehensive business insurance is essential, whilst “commercial combined” insurance policies are available many insurers have insurance products that are tailor made for specific trade types or sectors.
Real Insurance Group specialise in manufacturing insurance, whether that is on a specialist Manufacturers insurance policy, or a standard commercial combined insurance. Let us build the right product for your business insurance requiremnts.
Bespoke insurance cover, “keeping your business, in business”
Not all manufacturing insurance policies are the same
Insurance policies for manufacturing may, on the surface appear to be the same. Once you remove the standard covers it’s the extensions that can make all the difference to the quality of the product you are purchasing.
Basing your insurance buying decisions on premium alone however can mean you are missing out on covers that could be specific to your business.
Buying insurance for your manufacturing business is straight forward
We ensure that what we are recommending is specific for your requirements, that means providing cover that works for your business contents, in the event of a loss that your premises business interruption insurance has the necessary covers built in and that your public liability and product liability adequately reflect your business.
Let us design your insurance for your manufacturing business – we are not a call center, we are real brokers with years of experience dealing with businesses such as yours.
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What does manufacturers insurance cover?
Insurance for Clothing Manufacturers is usually based on a commercial combined insurance policy, it provides core cover for most eventualities around the manufacture of your products.
Bigger than the sum of its parts
Buy only the cover you need for your business but get many insurance covers as standard. Insurance for manufacturers is made of of many covers, you just choose the ones that adequately cover your business needs.
Building blocks of your insurance
Your insurance cover can include, where applicable your buildings, your manufacturing equipment as well as other contents such as fixtures and fittings.
To keep you in business if the worst should happen is Business Interruption Insurance, an essential item of cover which can be provided for up to 3 years and puts your business back in the position it was before a loss.
For moving goods to your customers, whether in your own or carriers vehicles Goods in Transit Insurance is essential, a simple add on protecting your goods.
Most businesses know and generally understand what Public Liability Insurance is, claims can come from a third party at any time and this cover provides essential protection for your business, you just choose the level of cover, £2m, £5m or higher if required.
As a manufacturer your products are your business, if your product causes loss damage or injury to someone then you need someone there to protect your business from claims. Product Liability Insurance does just that.
It’s a statutory requirement that where you have employees you must have Employers Liability Insurance in place, this protects you as an employer as well as provides compensation to your employee should they have an accident or sustain an injury whilst working for you.
Insurance cover for Clothing Manufacturers has off the shelf solutions that can be tailored to suit your exact business protection needs.