Engineering Insurance


Engineering Insurance

This cover isn’t anything to do with engineers, in the manufacturing or services sense anyway. Engineering Insurance covers all manner of industry sectors as well as the cover it provides.

If you’re a contractor, Contractors All Risks including Own Plant and Hired in Plant. The food sector where refrigeration systems require cover, not just for the fridges themselves but for the deterioration of stock in them, and to a very wide sector of industry is Computer Insurance, from a small manufacturer to data warehouses.

Your business insurance

Covered by experience, not by a call centre!

Engineering Insurance provides very specific and wide cover..

Engineering Insurance – keeping your business in business.

Thomas Somers

The flooding from storm Desmond on 5 December was pretty devastating. Over half a metre of muddy, chemically contaminated water caused more damage than my worst expectations.
We made an instant decision to continue as normal and concentrate on our customers. We were speedily visited by the loss adjustor who almost instantly agreed with our plans for clearing out the damaged centre and for moving into temporary accommodation. In all of this process Lucy was a massive help, offering practical advice, helping chase the insurers when things got bogged down and being firmly on our side when we didn’t agree with proposals made by the loss adjustor. Her calm and structured approach was a huge morale booster at a difficult time. Without such an efficient service we would not have been able to “continue as normal” and get our centre re-built so quickly.
It is often said that you only know how good your insurance is when you need to make a claim.

Understanding Engineering Insurance.

The extent of cover and the trades that are applicable are varied and far to wide for us to go into here. Below however are the areas of cover, depending on your needs its far better for us to discuss your exact requirements.

  • Computer
  • Contractors plant
  • Contract Works (Construction)
  • Contract Works (Machinery)
  • Deterioration of Stock
  • Electronic Equipment
  • Hired in Machinery
  • Inspection Contract and Plant Protection Insurance
  • Machinery loss of profits
  • Machinery movement
  • Machinery – Sudden & Unforeseen Damage

Many items covered on an Engineering Insurance policy require Engineering Inspection, this provides statutory inspections particularly where items are lifted or pressured. Typical areas of business are Garages, Manufacturers and Property Owners to name but a few.


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