Contractors Plant Insurance

Contractor's Building Plans

Plant Insurance for Contractors

One of the most targeted items is Contractors Plant, whether its large plant or smaller items such as mini diggers, generators or even tower scaffold, whether this is Hired in Plant or Own Plant, insurance must be more than just a consideration. What costs more, the premium to insure them or the inconvenience if anything happens to them?

One of the larger risks is theft, there is a ready market for your plant, whether large or small. Theft from vehicles is common place but it doesn’t just end there, when you are on site you need to make sure that your plant is fully covered.

Your business insurance

Covered by experience, not by a call centre!

Whatever type of plant you have, from small hand tools to larger items of plant such as excavators we can include all these under one contractors plant insurance policy, or bring them together under a Contractors All Risks insurance policy.

You’re a contractor – speak to a contracting insurance specialist.



Thomas Somers

The flooding from storm Desmond on 5 December was pretty devastating. Over half a metre of muddy, chemically contaminated water caused more damage than my worst expectations.
We made an instant decision to continue as normal and concentrate on our customers. We were speedily visited by the loss adjustor who almost instantly agreed with our plans for clearing out the damaged centre and for moving into temporary accommodation. In all of this process Lucy was a massive help, offering practical advice, helping chase the insurers when things got bogged down and being firmly on our side when we didn’t agree with proposals made by the loss adjustor. Her calm and structured approach was a huge morale booster at a difficult time. Without such an efficient service we would not have been able to “continue as normal” and get our centre re-built so quickly.
It is often said that you only know how good your insurance is when you need to make a claim.

So what does Contractors Plant cover?

As a contractor its inevitable that you will use plant and equipment in your business. This needs to be protected not only whilst it’s on your site but also whilst in vehicles or, if you have premises where they are kept, then there also.

As with any type of insurance that covers property, these are usually insured on either an All Risks basis which means that they are fully covered for almost every eventuality other than for certain items that are detailed in a policy and specifically excluded.

What items of plant are covered?

This is very wide as it will cover almost any type of plant that is used on site, but as an example and other than the usual items such as excavators, mini diggers and other powered equipment you may have Porto-loos, containers used as site offices, tool containers and really any other item of plant that you have on site.

Speak to us about how we can insure your Contractors Plant & Equipment, we can insure them in isolation with are range of insurers, or more specifically on a policy covering your entire business.

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