JCT 21.2.1 Insurance - Non Negligent Liability

Contractor's Building Plans

JCT21.2.1 Non-Negligent Liability Insurance.

A standard Public Liability insurance policy will only cover you against damage to third party property which has resulted from your negligence.

Non-Negligent liability for the construction industry usually falls under JCT 21.2.1 insurance, if your works damage a neighboring property, you could be held liable with the inevitable consequences.

Your business insurance

Covered by experience, not by a call centre!

JCT 21.2.1 insurance requires insurance to be arranged in the joint names of the Employer (employer can be the main contractor or owner of the property themselves) and Contractor, JCT 21.2.1 insurance will protect the Employer in respect of their legal liability for damage to adjacent or surrounding property.

JCT21.2.1 Non-negligent liability insurance specifically designed for the Construction Industry.

A contractor? – speak to a contracting insurance specialist.

Thomas Somers

The flooding from storm Desmond on 5 December was pretty devastating. Over half a metre of muddy, chemically contaminated water caused more damage than my worst expectations.
We made an instant decision to continue as normal and concentrate on our customers. We were speedily visited by the loss adjustor who almost instantly agreed with our plans for clearing out the damaged centre and for moving into temporary accommodation. In all of this process Lucy was a massive help, offering practical advice, helping chase the insurers when things got bogged down and being firmly on our side when we didn’t agree with proposals made by the loss adjustor. Her calm and structured approach was a huge morale booster at a difficult time. Without such an efficient service we would not have been able to “continue as normal” and get our centre re-built so quickly.
It is often said that you only know how good your insurance is when you need to make a claim.

What does JCT 21.2.1 insurance cover?

JCT 21.2.1 insurance is usually purchased by the Contractor on behalf of the Employer to provide protection against the Employer’s liability (not to be mistaken for employers laibiliy insurance) for loss, claims or proceedings that arise due to non-negligent damage to property while undertaking a building contract due to:

  • Collapse
  • Subsidence
  • Heave
  • Vibration
  • Weakening or removal of support
  • Lowering of groundwater

How to get a JCT21.2.1 insurance Quote

Real Insurance Group are specialists when it comes to this type of insurance, you can enter all of your details at www.jct-2121.co.uk, we can provide a very fast turnaround from specialist insurers.


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